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CREDIT CARD DEBT


Get out of high interest rate debt fast and save money

  • Explore options for debt consolidation
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  • Learn how to tell if you need professional help
  • See if it’s time to settle for less than you owe
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STUDENT LOAN DEBT


Don’t let student loan debt hold you back another day!

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  • Lower your monthly payments to avoid default
  • Find ways to get out of debt for less than you owe
  • See if you qualify for student loan forgiveness
  • Stop putting off life goals because of your debt
Take Control

IRS & STATE TAX DEBT


End problems with back taxes to get your life back on track

  • End wage garnishment, liens and levies
  • Stop collections, even if you can’t afford to pay
  • Get professional help to negotiate with the IRS
  • Reduce penalties to get out of debt for less
  • Explore options for tax debt forgiveness
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CREDIT REPAIR


Don’t let reporting mistakes drag down your credit score!

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HOW LONG WILL IT TAKE YOU TO REACH ZERO?

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“My husband and I started with over $15,000 in credit card debt about 5 years ago. Today, we’ve paid off 3 cards completely and are paying off the last one now. It’s great to know we’re almost free of credit card debt.” Elizabeth M. - Ft. Lauderdale, FL
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Experts say there's a definite relationship between debt and depression. But we don't like talking about either one.

Roughly one in five American adults suffer some form of mental illness, according to the federal Substance Abuse and Mental Health Services Administration. And far more American workers have debt — 71 percent, according to Harris Poll research. That can be a toxic combination.

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